Offered Settlement After a Roanoke Car Accident?

Offered Settlement After a Roanoke Car Accident?

If you’ve been in a car accident in Roanoke, you might be in pain, which makes it hard or impossible to do your job. You could also have a stack of medical bills, and you may even need more treatment. You are wondering what to do if insurance offered settlement after a Roanoke car accident. You wonder if you should accept.

Then, the phone rings. It’s an insurance adjuster offering a settlement. How friendly they are being. It makes you suspicious. They’re being nice. Too nice. They offered money. Now, you begin to wonder:

• Should I accept what’s been offered for a settlement after a car accident in Roanoke?
• Do I have to take the first offer? 
• Is the offer binding? Will they offer more?
• What if I have costs, expenses, bills, etc., later?

Stop right there! Wait! You do not need to take the first offer an insurance adjuster makes in your case.

I know, I know, I get it: you are worried about your medical bills and upcoming costs. But, a Roanoke car accident lawyer can stop collection on your bills – meaning, you do not have to pay just yet until later, maybe years later, after we get top dollar for you in your case. We can also talk to your doctors about treating on lien – meaning, you pay later from your settlement proceeds, too. We can help with the financial crunch. It is worth it to wait.

Why Shouldn’t I Accept If Offered Settlement After a Roanoke Car Accident?

Why wait? If you settle now, that’s it. No more settling later. No more going back to insurance for more, even if you have costs later.

Plus, let’s be honest – if you the carrier offered settlement after a Roanoke car accident, in the days or weeks after the accident, the insurance adjuster may be low-balling you. They are trying to get out cheap. You think insurance companies make money dishing out settlements? No, they have one interest in mind, their profits, and they want you to settle fast. That’s where we come in. We investigate, we negotiate, and we make sure your interests are protected to cover costs that may come later: 

• Future medical care if you are still in treatment.
• Accident-related costs like travel, medical equipment, or home modifications.
• Pain and suffering. It is often difficult to put a price on your pain, but because you can only be compensated financially, it is necessary. An experienced personal injury attorney will discuss your injuries and help you arrive at a fair amount.
• Permanent disability or disfigurement. You might seek damages for any permanent effects on your health and abilities.
• Lost wages. You are entitled to compensation for any time you missed at work because of your injuries, even if you used paid time off. If your injuries resulted in a permanent disability that prevents you from resuming work, you may also seek compensation for lost earning capacity.
• Property damage. Usually this means car repairs, but it may also include other items that were damaged in the crash, like a phone or laptop.

So, you ask again, if you insurance offered a settlement in a Roanoke car accident, do you have to take it? 

No. Not so fast. Regardless of whether you choose our firm, or go it alone, do not settle early. Wait, get help, make sure you have the full picture – and talk to a car accident lawyer who can get you full compensation.

Talk to a Roanoke Car Accident Lawyer If You Have Been Offered Settlement After a Roanoke Car Accident

If insurance offered a car accident settlement, either by the other driver’s insurance company or your own, please contact Lugar Injury Law for a free review of your settlement offer. If it is a fair settlement, you can go ahead and accept it. If not, we will be happy to help you negotiate for a more reasonable offer. As always, there is no fee unless and until we win or settle your case, so please call today to learn your options.